Privacy and Security Policy

This Privacy Policy governs the manner in which we collect, use, maintain, transfer, disclose and store your information. This privacy policy applies to all the services offered by QuickCredit.in. We have summarized below our Privacy Policy as clearly as possible.

Why, What information is being collected and When?

To open an account on QuickCredit app you must provide us with your basic details for customer identification as well as you must agree to our terms and condition for on-boarding. Our app and website will collect your basic details like your Name, Date of Birth, Gender, Email id, Postal code, Address, City, Income tax card no., Salary, Employment details, Salary slip, For checking the financial eligibility, you have to submit your bank statement.

Information provided by you is voluntary, including sensitive personal information. Before providing any information to QuickCredit you have to understand that any information that is provided by you that might considered as sensitive under cyber security rule can be used by QuickCredit to provide you better services and sharing information with affiliates who are subject to this privacy policy.

Disclosures

QuickCredit will not sell, rent, and lease your information to anybody, we might disclose your personal information in following cases.

Business partners- We may use certain information for our third-party business partners who provide us the service not only of data storage but analysis and help us in improving our turnaround time of disbursement. But thee third party are under obligation that they will not use the information for their personal as well as commercial purpose they can only use that information for the task that are related to QuickCredit.

Administrators- We might provide your personal information to our management team or administrative for internal business purpose.

Legal and Regulatory authorities- In case of any dispute we might required to disclose your personal information to legal bodies or any regulatory authorities. In such instances, we reserve the right to disclose your Personal Information as required in order to comply with our legal obligations, including but not limited to complying with court orders, warrants, or discovery requests. We may also disclose your Personal Information(a) to law enforcement officers or others; (b) to Credit Information Companies; (c) to comply with a judicial proceeding, court order, or legal process served on us or the Platform; (d) to enforce or apply this Privacy Policy or the Terms of Service or our other policies or Agreements; (e) for an insolvency proceeding involving all or part of the business or asset to which the information pertains; (f) respond to claims that any Personal Information violates the rights of third-parties; (g) or protect the rights, property, or personal safety of the Company, or the general public. You agree and acknowledge that we may not inform you prior to or after disclosures made according to this section

Data Usage of Cookies & Others

Our website uses cookies to enhance user experience. Use of cookies in our website is similar to other online marketplaces. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. We use cookies to collect data about your computer. These are statistical data about users’ browsing actions and patterns, and they do not identify any individual user of the website. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the website may not function properly. If you do choose to accept it you are consenting to the use of cookies as described here. These cookies allow you to be distinguished from other users of the website, which helps us to provide you with a better experience when you browse the website and also allows the website to be improved from time to time.

Information Security & Confidentiality

We have put in place various security procedures as set out in this policy. For example, our security and privacy policies are periodically reviewed and enhanced as necessary and only authorised personnel have access to user information. We use secure server software (SSL) to encrypt financial information you input before it is sent to us, and our database is hosted in a secure data centre. Whilst we cannot ensure or guarantee that loss, misuse or alteration of data will not occur, we use our best efforts to prevent this. We take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information.

We encourage you to frequently review our Privacy & Security Policy for any changes. You acknowledge and agree that it is your responsibility to review this Privacy & Security Policy periodically and become aware of modifications.